How To Change The Payment Method On Instagram Ads For Seamless Billing 2025

How to change the payment method on Instagram ads? Is there any other way other than through the Instagram app? 

If you have these questions, this guide is exactly what you need. We’ll provide clear instructions to update your payment methods without affecting your running campaign. Just 10 minutes to master!

How To Change The Payment Method On Instagram Ads Through The Instagram App?

You can easily change the payment method for Instagram ads without leaving the app. Here’s a GDT Agency guide on how to make the necessary changes quickly and efficiently.

1. Go to Your Profile:
   • Open the Instagram app.
   • Tap your profile picture in the bottom right corner.
2. Access Ad Tools:
   • Tap the three horizontal lines in the top right corner.
   • Select Settings and Privacy.
   • Navigate to Creator Tools or Business Tools.
   • Select Ad Payments.
3. Update Payment Method:
   • Tap Payment Methods.
   • Here you can:
     • Add a new payment method (credit/debit card, PayPal, etc.).
     • Edit or remove existing payment methods.
   • Save your changes.

>>> Read more tips for Instagram ads at Meta Ads blogs and news <<<

How To Change Payment Methods Instagram Ads Through Meta Ads Manager?

If your Instagram ads are linked to a Facebook account, you may need to change the payment method for Instagram ads in Meta Ads Manager. You can use both laptops and phones.

1. Log in to Ads Manager:
   • Visit Meta Ads Manager and log in.
2. Go to Billing Settings:
   • Click ☰ in the top-left corner.
   • Select Billing under the “Accounts” section.
3. Manage Payment Methods:
   • In the Billing section, click Payment Settings.
   • Here, you can:
     • Add a new payment method.
     • Set a primary payment method.
     • Remove an old payment method.
4. Save Changes:
   • After updating, save your changes. The new payment method will now be used for your Instagram ads.

Why Can’t You Change The Payment Method On Instagram Ads?

Now you know how to change ad payment method on instagram. Do you encounter any issues?

If you’re unable to change the payment method for Instagram ads, don’t worry. It’s a frequent issue. Understanding them can help you resolve it quickly. Here are the most likely reasons why this happens and what you can do to address them.

1. Incorrect Payment Information:

• Typos: Check what you enter carefully to avoid any letter mistakes.
• Invalid Card: Only a valid card is accepted. Make sure your card hasn’t expired yet.
• Insufficient Funds: Make sure that your card or account has enough funds to cover potential charges

2. Account Restrictions:

• Payment History: If you have a history of failed payments or chargebacks, the Meta system might temporarily restrict your ability to change payment methods.
• Account Violations: If your account has been flagged for violating Instagram’s terms of service, you might encounter payment issues.

3. Unsupported Payment Methods:

• Regional Limitations: Not all payment methods are available in every country or region.
• Method Restrictions: Instagram might have limitations on certain types of payment methods such as prepaid cards.

4. Ad Account Issues:

• Active Ad Account: If you have an active ad account, you may need to close it before changing the payment method.
• Incorrect Ad Account: Ensure you are trying to change the payment method for the correct ad account.

5. Payment Method Declined:

• Bank Issues: Your bank might be temporarily blocking the transaction or have security measures in place that are preventing it. Contact your bank for assistance.
• Card Limits: If your card has a spending or daily transaction limit, check whether you have reached the limit or not.
• Security Concerns: Your bank or card issuer may have flagged the transaction as potentially fraudulent.

6. Technical Glitches:

• Instagram App Issues: Temporary bugs or glitches within the Instagram app can sometimes interfere with payment processing.
• Server Problems: Occasional server outages or maintenance on Instagram’s end can cause disruptions.

>>> Read more on Instagram pay for ads <<<

Conclusion

How to change the payment method on Instagram ads is a common question for beginners. Now you have the answers! It’s simple, right? Are you confident that you can manage your billing settings efficiently and keep your campaigns uninterrupted? 

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