How To Add A Payment Method To A Facebook Ad Account: 4 Easy Steps

Whether you are setting up your first advertising campaign on Facebook or looking for a backup plan, you should know how to add a payment method to a Facebook ad account. In today’s article, we’ll walk you through 4 easy and quick steps to achieve this, along with useful tips for managing payments to ensure smooth ads.

4 Steps To Add A Payment Method To A Facebook Ad Account

Facebook Ads Manager is the central hub where you can add or change your ad account’s payment method. 

Let’s go through step by step how to add a payment method in Ads Manager.

Step 1: Go to Facebook Ads Manager

• Log in to your Facebook account.
• Follow the shortcut on the left side of the homepage to navigate to Ads Manager.
• You can switch to a specific ad account in the dropdown menu.

Step 2: Open Payment Settings

• In Ads Manager, hover your mouse over the left panel to extend it.
• Select Billing & Payments.
• Select Payment Settings.

Step 3: Add payment method

• In the Payment Methods section, click Add payment method.
• Select your location, currency, and timezone.
• Click Next.
• Select your preferred payment method.
• Click Next.

Step 4: Insert payment details

• Add your payment method info.
• Select Save. 

Voila! Your payment method is now added, and you can start running ads with this account!

Related article: What Is An Ad Account In Facebook? Overview & Best Tips [2025]

2 Other Ways For Adding A Payment Method

You can add a payment method to a separate business ad account in Facebook Business Settings. Or add it to your business portfolio, then connect it to multiple sub-ad accounts to centralize all billing details in one place.

Business ad account

Follow these steps to add a payment method to a specific business ad account:

1. Go to Business Settings. 
2. Select Billing & Payments.
3. In the Accounts section, click Add Payment Method next to the specific ad account.
4. Configure payment details.
5. Click Save.

Now you can pay for ads running on this ad account. 

Business portfolio

Here’s how to add a payment method to a business portfolio:

1. Open Business Settings.
2. Go to Billing & Payments.
3. Select Payment methods.
4. In the Add business payment method section, select Add. 
5. Follow the on-screen instructions to add your payment information and card details.
6. Save the payment method. 

The card is now added as your business portfolio’s payment method. You can use it to pay for ads 

Agency’s advice: We recommend separating payment methods for each ad account. Using the same card for multiple accounts is risky because if something goes wrong with one ad account or that card, all your ads will stop. 

Troubleshooting Payment Issues

This part focuses on troubleshooting common issues relating to your Meta ads payment method. 

Why can’t I add a payment method on Facebook?

You might not be able to add a payment method to your ad account or business portfolio if: 

• You don’t have the admin right to the ad account.
• You are not a finance editor of the business portfolio (or Business Manager account).
• Your payment method is not available in your country or accepted for Meta ads. 

How to fix:

• Check your permission to the ad account.
• Assign yourself as the finance editor.
• Choose an accepted payment method.

Remove a payment method from your Facebook ad account

You can remove a payment method previously added to your ad account if you no longer use it or are about to transfer Facebook ad account ownership.

1. Pay out the bill on your ad account
2. Go to Ads Manager > Billing & Payments > Payment settings.
3. Click the 3-dot icon next to the payment method you want to delete.
4. Select Remove twice.
5. Select Done.

That’s it, you’ve successfully removed the payment method from your Facebook ad account.

How do I change the payment method in Facebook Ads Manager?

Changing the payment method of a Facebook ad account is also straightforward. Here’s your roadmap:

1. Go to Facebook Ads Manager.
2. Add the new payment method to your ad account.
3. Remove the old payment method.

Tips To Avoid Payment Issues

Unwanted payment issues can interrupt campaigns and negatively impact sales. Pay attention to these notes to secure your Facebook ads:

Keep your payment info current

Regularly check and update your payment information to make sure it’s not expired and avoid ad disruption.

Check up your account balance

Make sure you have sufficient funds in your bank account to cover the bills. Check it regularly to top up on time.

Enable automatic payments

Set up automatic payments to avoid missed payments and secure your advertising continuity.

Understand key concepts

Distinguish between these concepts to monitor your payment method better:

• Ad account spending limit: The advertiser sets this number to avoid overspending on this ad account.
• Lifetime budget: The total amount the advertiser is willing to spend on a campaign or an ad set.
• Billing threshold: The limit of accumulated ad spend that triggers a charge.

Make payments proactively

Proactively pay for ads whenever you are ready instead of waiting until the bill date or when you reach the billing threshold to make payments for ads. 

Review payment receipts

It’s important to regularly review payment receipts in your Facebook Ads Manager, especially if you share your payment method with others. If you don’t recognize any transaction, check with them or report to Facebook.

Conclusion

Learning how to add a payment method to your Facebook ad account is an essential step if you want to start advertising or keep your campaigns running smoothly. By following this comprehensive guide, you can navigate your payments effortlessly. Follow GDT Agency for more useful Facebook ad tips.

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